Hina FatimaHina Fatima
Contact Book Consultation
Remote Financial Consulting · Pakistan & United States

Financial clarity for real estate, small business, and nonprofit clients — built on accuracy.

I help U.S. real estate businesses, small businesses, NGOs and nonprofits, and Pakistan-based taxpayers keep reliable books, understand their numbers, and make better financial decisions — delivered fully remote.

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2
Countries Served
4
Specializations
100%
Remote Delivery
About

Financial services built around clarity, accuracy, and better decision-making.

I provide specialized financial support across U.S. real estate, small businesses, NGOs and nonprofits, and Pakistan taxation — combining bookkeeping, reporting, budgeting, analysis and compliance experience to help clients maintain reliable financial records and make better-informed decisions.

Every engagement is remote, structured, and built around the same goal: numbers you can trust, and reports that make the next decision easier.

Pakistan United States Remote & International
Portrait of Hina Fatima

Hina Fatima — Financial Management Consultant

Small BusinessBookkeeping, reporting & forecasting
Real EstateCPA-ready U.S. financial reporting
NGO / NonprofitDonor & compliance reporting
Pakistan TaxFBR/IRIS filing & documentation
Services

Four areas of focused financial support

Each engagement is scoped to the standards of the industry it serves — from CPA-ready reporting to donor compliance to FBR filing.

U.S. Real Estate Finance Support

Financial support for U.S.-based real estate businesses that need accurate records and clearer visibility into performance.

  • Bookkeeping cleanup
  • Bank & credit-card reconciliations
  • P&L and Balance Sheet preparation
  • Commission & expense tracking
  • Budgeting & cash-flow analysis
  • Budget-vs-actual & profitability reporting
  • CPA-ready financial reporting

Small Business Finance Support

Practical financial support for small businesses that need organized books, reliable reporting, and a better understanding of their numbers.

  • Bookkeeping & reconciliations
  • Accounts payable & receivable support
  • Financial statements
  • Budgeting & forecasting
  • Cash-flow & break-even analysis
  • Expense & profitability review
  • Management dashboards

NGO & Nonprofit Finance

Financial management and reporting support for NGOs and nonprofits working with structured budgets, donor requirements, and compliance obligations.

  • Budget preparation & monitoring
  • Budget-vs-actual analysis
  • Donor financial reporting
  • Burn-rate monitoring
  • Partner financial reviews & controls
  • Reconciliations & compliance support
  • Management & financial reporting

Pakistan Income Tax Services

Practical tax support for individuals and businesses in Pakistan, with a focus on accurate filing, documentation, and compliance.

  • Income tax return filing
  • Wealth statement preparation
  • Asset & liability reporting
  • Salary tax calculations
  • Tax reconciliation
  • FBR / IRIS support
  • Tax guidance & documentation review
Example Work

A calculator built to get one number exactly right

A closer look at a real deliverable — an Excel-based Pakistan salary tax tool built for Tax Year 2026, from official FBR law to a client-ready file.

Client Deliverable · Excel Financial Tool

Pakistan Salary Tax & Take-Home Pay Calculator

Tax Year 2026 FBR Compliant Excel, No Macros Salaried Individuals

A ready-to-use spreadsheet that turns Pakistan's Tax Year 2026 salary tax law into an instant, transparent result. A client enters monthly salary, bonus, any mid-year increment, and allowances; the workbook applies the FBR's six-bracket progressive structure and the 9% high-income surcharge automatically, then reports annual and monthly tax, take-home pay, and effective tax rate — with every slab shown, not just a final number.

Multi-component income builder
Base salary, bonus, mid-year increments, and two configurable allowances — each annualized automatically from a monthly or per-payment amount.
Live progressive tax engine
Applies all six official TY 2026 slabs, from 0% to 35%, with automatic bracket clamping — no manual lookups or bracket selection.
High-income surcharge logic
Automatically adds the 9% surcharge on tax payable once annual taxable salary passes PKR 10,000,000.
Full slab-by-slab transparency
A visible breakdown of exactly how much income falls in, and how much tax comes from, each individual bracket.
Annual and monthly results
Estimated tax, take-home pay, and effective tax rate, shown both per year and averaged per month.
Built-in accuracy checks
A dedicated verification sheet cross-checks results against FBR's published cumulative tax figures at every bracket boundary.
Who Benefits

Built for anyone who needs a real answer, not a rough guess

Salaried individuals
HR & payroll teams
Business owners & employers
Financial & tax consultants
Under the Hood

Built on formulas, not shortcuts

Every result in this workbook is calculated live from Pakistan's actual tax law — nothing is hardcoded, and nothing is guesswork.

  • Encoded the FBR's official TY 2026 rate card and Finance Act 2025 circular into a single, structured tax-slab reference sheet, kept separate from the calculation engine.
  • Computed entirely with native Excel formulas — bracket-clamping logic, conditional surcharge rules, and running totals — with no macros and no hardcoded results.
  • Cross-sheet design means the slab table can be updated for a future tax year without touching a single calculation formula.
  • A dedicated validation sheet re-derives tax at every bracket boundary and flags each result against FBR's published figures, so accuracy is proven, not assumed.
  • Every legal source and scope limitation is documented inside the workbook itself, for full client-facing transparency.

Try the calculator, free and public

The same slab-by-slab logic from the Excel file, live in your browser — enter your own numbers, no sign-up required.

Try the Live Calculator Request a Custom Tool
Industries

Who I work with

Small Businesses
Real Estate
NGOs & Nonprofits
International Clients
Connect

Follow along

Updates, tips, and behind-the-scenes on U.S. and Pakistan finance — across every platform.

Contact

Start with a consultation

Share a little about your business and I'll follow up to schedule a short consultation call.

Phone / WhatsApp
+92 344 2885373
Service Regions
Pakistan & United States (Remote)
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Testimonials

What clients say

Client testimonials will appear here as engagements are completed.

Client testimonials will appear here as engagements are completed.